Wilful Defaulters: Year-, Month-, and State-wise Number of Wilful Defaulter Accounts (with over 25 Lakhs and above defaults), together with Total Amount Involved, as per Data from Experian
The dataset contains year-, month- and state-wise data on number of Wilful defaulter accounts, together with the total amount involved, as per the data maintained by Experian Credit Information Company (CIC)
Note:
As per Credit Information Companies (CICs) Act, the CICs are independent institutions licensed by Reserve Bank of India (RBI) that collect and maintain financial information about individuals and businesses, which help banks and non-banking financial institutions to determine a borrower's creditworthiness.
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Sample from the dataset, for your reference.
Dataset - Wilful Defaulters: Year-, Month-, and State-wise Number of Wilful Defaulter Accounts (with over 25 Lakhs and above defaults), together with Total Amount Involved, as per Data from Experian
Wilful Defaulters: Year-, Month-, and State-wise Number of Wilful Defaulter Accounts (with over 25 Lakhs and above defaults), together with Total Amount Involved, as per Data from Experian
The dataset contains year-, month- and state-wise data on number of Wilful defaulter accounts, together with the total amount involved, as per the data maintained by Experian Credit Information Company (CIC)
Note:
As per Credit Information Companies (CICs) Act, the CICs are independent institutions licensed by Reserve Bank of India (RBI) that collect and maintain financial information about individuals and businesses, which help banks and non-banking financial institutions to determine a borrower's creditworthiness.
Rows: 4710
Columns: 7
Time period: 2009-10 to 2024-25
Last Updated: 06 December 2024
Data preview
fiscal_year
month
state
accounts
amount
units
notes
2024-25
July
Andaman and Nicobar Islands
1
1153
accounts in absolute number, amount in rupees lakhs
2024-25
July
Andhra Pradesh
660
303569
accounts in absolute number, amount in rupees lakhs
2024-25
July
Arunachal Pradesh
2
2558
accounts in absolute number, amount in rupees lakhs
2024-25
July
Assam
25
26914
accounts in absolute number, amount in rupees lakhs
2024-25
July
Bihar
82
41862
accounts in absolute number, amount in rupees lakhs
2024-25
July
Chandigarh
152
370282
accounts in absolute number, amount in rupees lakhs
2024-25
July
Chhattisgarh
64
50809
accounts in absolute number, amount in rupees lakhs
2024-25
July
Dadra and Nagar Haveli
accounts in absolute number, amount in rupees lakhs
2024-25
July
Daman and Diu
3
112609
accounts in absolute number, amount in rupees lakhs
2024-25
July
Delhi
960
3579256
accounts in absolute number, amount in rupees lakhs
The fiscal year (April to March) to which the wilful defaulter data pertains.
month
String
12
4710
The calendar month of the reporting period within the fiscal year.
state
String
38
4710
The Indian state or union territory for which wilful defaulter figures are reported, including All India aggregates.
accounts
Float64
1019
3877
The number of wilful defaulter accounts, expressed in absolute numbers.
amount
Float64
3147
3877
The amount involved in wilful default, expressed in rupees lakhs.
units
String
1
4710
The unit of measurement for the reported figures, such as accounts in absolute number or amount in rupees lakhs.
notes
String
1
0
Supplementary remarks or annotations associated with the data record.
Citation
Ministry of Finance. (2026). Wilful Defaulters: Year-, Month-, and State-wise Number of Wilful Defaulter Accounts (with over 25 Lakhs and above defaults), together with Total Amount Involved, as per Data from Experian [Data set]. Dataful. https://dataful.in/datasets/20591