The dataset contains year- and company-wise, along with corporate identification number (CIN), compiled data on the different types of material issued identified in the top 1000 companies listed by market capitalization in the Business Responsibility and Sustainability Reporting (BRSR). Along with material issues identified, the data covered in the dataset also includes whether the issues are a ri...
| start_date | end_date | company_name | cin_number | main_business_activity | sector | material_issue_identified | risk_or_opportunity | rationale_for_opportunity_or_risk | risk_approach_to_adopt_or_mitigate | financial_implication_due_to_risk_or_opportunity | note |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024-04-01 | 2025-03-31 | Equitas Small Finance Bank Limited | L65191TN1993PLC025280 | Financial and Insurance Service | Capital Markets | Corporate governance | Opportunity | Enhances transparency accountability and investor confidence Improves financial performance access to capital and longterm sustainability | Positive Implications | ||
| 2024-04-01 | 2025-03-31 | Equitas Small Finance Bank Limited | L65191TN1993PLC025280 | Financial and Insurance Service | Capital Markets | Data privacy and security | Risk | Risk of legal and reputational issues losing customer trust and regulatory fines. | Employed a robust SOC for monitoring and mitigating data threats Implementing data encryption at rest and during transit Enforcing global access control policy Using tools to detect and prevent data leaks. | Negative Implications | |
| 2024-04-01 | 2025-03-31 | Equitas Small Finance Bank Limited | L65191TN1993PLC025280 | Financial and Insurance Service | Capital Markets | Regulatory compliance | Risk | Failing to adhere to compliance can lead to fines and penalties | Implementing Strong internal infrastructure with committees for regulatory compliance Ensuring strict adherence to evolving compliance standards. Nurturing a culture of compliance assurance and staff prioritisation | Negative Implications | |
| 2024-04-01 | 2025-03-31 | Equitas Small Finance Bank Limited | L65191TN1993PLC025280 | Financial and Insurance Service | Capital Markets | Risk management | Risk | Inadequate risk management practices can lead to credit market operational and reputational risks Potential negative impact on financial performance and reputation | Establish management and board-level committees for effective risk management Invest in governance over credit and operational risks for informal segments Develop proprietary practices over the past decade to navigate challenging circumstances successfully | Negative Implications | |
| 2024-04-01 | 2025-03-31 | Equitas Small Finance Bank Limited | L65191TN1993PLC025280 | Financial and Insurance Service | Capital Markets | Business continuity | Risk | Significant exposure to small borrowers and unsecured microfinance loans | Assessing potential risks like natural disasters, regulatory changes, and market practices thoroughly Establishing a stable, sustainable, and scalable Bank as a guiding principle Achieving stability through product and customer diversification, engagement with regulators and stakeholders Utilising guidance from the independent Board and professional Management teams to mitigate risks and ensure operational continuity | Negative Implications | |
| 2024-04-01 | 2025-03-31 | Equitas Small Finance Bank Limited | L65191TN1993PLC025280 | Financial and Insurance Service | Capital Markets | Sustainable finance | Opportunity | Increased competitiveness cost savings and access to new markets | Positive Implications | ||
| 2024-04-01 | 2025-03-31 | Equitas Small Finance Bank Limited | L65191TN1993PLC025280 | Financial and Insurance Service | Capital Markets | Product innovation/ responsibility | Opportunity | Investment in sustainable products technologies for business sustainability Enhance scalability through technology solutions | Positive Implications | ||
| 2024-04-01 | 2025-03-31 | Equitas Small Finance Bank Limited | L65191TN1993PLC025280 | Financial and Insurance Service | Capital Markets | Economic growth | Opportunity | Ensure profitability for sustained growth Benefit stakeholders through revenues local hiring and procurement | Positive Implications | ||
| 2024-04-01 | 2025-03-31 | Equitas Small Finance Bank Limited | L65191TN1993PLC025280 | Financial and Insurance Service | Capital Markets | Community development | Opportunity | Contribute to social development for sustainable business foundations | Positive Implications | ||
| 2024-04-01 | 2025-03-31 | Equitas Small Finance Bank Limited | L65191TN1993PLC025280 | Financial and Insurance Service | Capital Markets | Customer experience | Risk | Loss of customers and reputation damage | Tools used: Net Promoter Score, C-SAT surveys, focus group discussions, and customer meets Proactively monitor the customer experience for early warning signs Customer experience department reports directly to management for unbiased view | Negative Implications |
Securities and Exchange Board of India. BRSR: Year- and Company-wise Types of Issues Identified, along with Brief on Resultant Positive or Negative Implications [Data set]. Dataful. https://dataful.in/datasets/19720
