The dataset shows structure of interest rates Note: 1. For the year 1995-96, interest rate on deposits of maturity above 3 years, and from 1996-97 onwards, interest rates on deposit for all the maturities refer to the deposit rates of 5 major public sector banks as at end-March. 2. From 1994-95 onwards, data on minimum general key lending rates prescribed by RBI refers to the prime lending rates ...
| fiscal_year | category | rate_type | value | unit |
|---|---|---|---|---|
| 2025-26 | Call/Notice Money Rates | 5.38 | value in percentage per annum | |
| 2025-26 | Five Major Banks | Savings Deposit Rates | 2.50-2.50 | value in percentage per annum |
| 2025-26 | Five Major Banks | Term Deposits:1-3 years | 6.25-6.70 | value in percentage per annum |
| 2025-26 | Five Major Banks | Term Deposits:3-5 years | 6.25-6.60 | value in percentage per annum |
| 2025-26 | Five Major Banks | Term Deposits:Above 5 years | 5.85-6.60 | value in percentage per annum |
| 2025-26 | Five Major Banks | Lending Rates | 7.95-8.20 | value in percentage per annum |
| 2025-26 | Five Major Banks | MCLR (1-year) | 8.50-9.00 | value in percentage per annum |
| 2025-26 | All Scheduled Commercial Banks | WALR - Outstanding Rupee Loans | 9.48 | value in percentage per annum |
| 2025-26 | All Scheduled Commercial Banks | WALR - Fresh Rupee Loans | 8.62 | value in percentage per annum |
| 2025-26 | All Scheduled Commercial Banks | 1-Year MCLR (Median) | 8.75 | value in percentage per annum |
Reserve Bank of India. Year wise Structure of Interest Rates-New Format [Data set]. Dataful. https://dataful.in/datasets/18126
