Year and Insurer wise Net Earned Premium, Incurred Claims and Incurred Claims Ratio of Personal Accident Insurance
The dataset contains Year Wise Insurer Wise Net Earned Premium, Incurred Claims and Incurred Claims Ratio of Personal Accident Insurance from Handbook on Indian Insurance Statistics
Note:
1. L&T General Insurance Co. Ltd merged with HDFC General Insurance company and merged entity is now known as HDFC ERGO General Insurance Company w.e.f. 01.01.2017.
2. Zuno General Insurance Co. Ltd is formerly known as Edelweiss General Insurance Company Limited
3. Demerger of general insurance business of Bharti AXA General Insurance Co.Ltd. to ICICI Lombard General Insurance Co.Ltd. w.e.f April 01, 2021.
4. Erstwhile HDFC Ergo Health Insurance Co. Ltd. merged with HDFC Ergo General Insurance Co. Ltd. w.e.f. March 01, 2020.
5. The Authority vide order ref. No. IRDA/F&A/ORD/SOLP/200/11/2019 dated November 06, 2019 issued directions to the Reliance Health Insurance Ltd. to stop selling new policies.
Year and Insurer wise Net Earned Premium, Incurred Claims and Incurred Claims Ratio of Personal Accident Insurance
The dataset contains Year Wise Insurer Wise Net Earned Premium, Incurred Claims and Incurred Claims Ratio of Personal Accident Insurance from Handbook on Indian Insurance Statistics
Note:
1. L&T General Insurance Co. Ltd merged with HDFC General Insurance company and merged entity is now known as HDFC ERGO General Insurance Company w.e.f. 01.01.2017.
2. Zuno General Insurance Co. Ltd is formerly known as Edelweiss General Insurance Company Limited
3. Demerger of general insurance business of Bharti AXA General Insurance Co.Ltd. to ICICI Lombard General Insurance Co.Ltd. w.e.f April 01, 2021.
4. Erstwhile HDFC Ergo Health Insurance Co. Ltd. merged with HDFC Ergo General Insurance Co. Ltd. w.e.f. March 01, 2020.
5. The Authority vide order ref. No. IRDA/F&A/ORD/SOLP/200/11/2019 dated November 06, 2019 issued directions to the Reliance Health Insurance Ltd. to stop selling new policies.
Rows: 10517
Columns: 7
Time period: 2011-12 to 2024-25
Last Updated: 05 August 2026
Data preview
fiscal_year
sector_type
insurer_name
category
sub_category
value
unit
2024-25
Grand Total
Government Sponsored Schemes excl PMSBY, PMJDY, IRCTC
Net Earned Permium
6.98
value in rupees lakh
2024-25
Grand Total
Government Sponsored Schemes excl PMSBY, PMJDY, IRCTC
Claims Incurred (Net)
1684.58
value in rupees lakh
2024-25
Grand Total
Government Sponsored Schemes excl PMSBY, PMJDY, IRCTC
Incurred Claims Ratio
24130.9
value in percentage
2024-25
Grand Total
Total including IRCTC Scheme
Net Earned Permium
678454.11
value in rupees lakh
2024-25
Grand Total
Total including IRCTC Scheme
Claims Incurred (Net)
431405.43
value in rupees lakh
2024-25
Grand Total
Total including IRCTC Scheme
Incurred Claims Ratio
63.59
value in percentage
2024-25
Grand Total
Group Insurance Schemes excluding Govt Sponsored Schemes
Net Earned Permium
534620.54
value in rupees lakh
2024-25
Grand Total
Group Insurance Schemes excluding Govt Sponsored Schemes
Claims Incurred (Net)
349402.25
value in rupees lakh
2024-25
Grand Total
Group Insurance Schemes excluding Govt Sponsored Schemes
The financial year for which the data is reported.
sector_type
String
5
10517
The type of sector, potentially including aggregated totals.
insurer_name
String
43
10224
The name of the insurance company.
category
String
16
10517
A classification category for the data, such as specific schemes or totals.
sub_category
String
3
10517
A detailed classification within a category, representing specific metrics like premiums or claims.
value
Float64
4432
7706
The measured value for a given metric, unit, and fiscal year.
unit
String
2
10517
The unit of measurement for the 'value' column, such as rupees lakh or percentage.
Citation
Insurance Regulatory and Development Authority of India. (2026). Year and Insurer wise Net Earned Premium, Incurred Claims and Incurred Claims Ratio of Personal Accident Insurance [Data set]. Dataful. https://dataful.in/datasets/21032
