Wilful Defaulters: Year-, Month-, and Credit Institution-wise Number of Wilful Financial Defaulters of Rupees 1 Crore, 25 Lakhs and above, and the Outstanding Amount, as per Data from CIBIL
The dataset contains year-, month-, and credit institution type- and name-wise number of financial Wilful defaulters of rupees 25 lakhs and above, along with outstanding amount, as per the data maintained by CIBIL Credit Information Company (CIC)
Note:
As per Credit Information Companies (CICs) Act, the CICs are independent institutions licensed by Reserve Bank of India (RBI) that collect and maintain financial information about individuals and businesses, which help banks and non-banking financial institutions to determine a borrower's creditworthiness.
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Sample from the dataset, for your reference.
Dataset - Wilful Defaulters: Year-, Month-, and Credit Institution-wise Number of Wilful Financial Defaulters of Rupees 1 Crore, 25 Lakhs and above, and the Outstanding Amount, as per Data from CIBIL
Wilful Defaulters: Year-, Month-, and Credit Institution-wise Number of Wilful Financial Defaulters of Rupees 1 Crore, 25 Lakhs and above, and the Outstanding Amount, as per Data from CIBIL
The dataset contains year-, month-, and credit institution type- and name-wise number of financial Wilful defaulters of rupees 25 lakhs and above, along with outstanding amount, as per the data maintained by CIBIL Credit Information Company (CIC)
Note:
As per Credit Information Companies (CICs) Act, the CICs are independent institutions licensed by Reserve Bank of India (RBI) that collect and maintain financial information about individuals and businesses, which help banks and non-banking financial institutions to determine a borrower's creditworthiness.
Rows: 14694
Columns: 9
Time period: 2002 to 2024
Last Updated: 15 November 2024
Data preview
data_as_on
credit_bureau
credit_institute_type
credit_institute_name
category
defaulters
outstanding_amount
units
notes
31-08-2024
TransUnion CIBIL Limited
Nationalised Banks
Punjab National Bank
Defaulters of Rupees 1 Crore and above
2777
8112806.32
defaulters in absolute number, outstanding_amount in rupees lakhs
31-08-2024
TransUnion CIBIL Limited
Private Sector Banks
Karnataka Bank Ltd.
Defaulters of Rupees 25 Lakhs and above
601
149578.07
defaulters in absolute number, outstanding_amount in rupees lakhs
31-08-2024
TransUnion CIBIL Limited
State Financial Corporations (SFC)
Andhra Pradesh State Financial Corporation
Defaulters of Rupees 25 Lakhs and above
61
12455.23
defaulters in absolute number, outstanding_amount in rupees lakhs
31-08-2024
TransUnion CIBIL Limited
Small Finance Bank (SFB)
Suryoday Small Finance Bank Limited
Defaulters of Rupees 25 Lakhs and above
35
1774.47
defaulters in absolute number, outstanding_amount in rupees lakhs
31-08-2024
TransUnion CIBIL Limited
Private Sector Banks
Ujjivan Small Finance Bank Limited
Defaulters of Rupees 25 Lakhs and above
5
372.63
defaulters in absolute number, outstanding_amount in rupees lakhs
31-08-2024
TransUnion CIBIL Limited
Private Sector Banks
The Federal Bank Ltd
Defaulters of Rupees 25 Lakhs and above
216
131214.5
defaulters in absolute number, outstanding_amount in rupees lakhs
31-08-2024
TransUnion CIBIL Limited
Private Sector Banks
Rbl Bank
Defaulters of Rupees 25 Lakhs and above
8
4981
defaulters in absolute number, outstanding_amount in rupees lakhs
31-08-2024
TransUnion CIBIL Limited
Private Sector Banks
Nainital Bank Ltd.
Defaulters of Rupees 25 Lakhs and above
5
135.92
defaulters in absolute number, outstanding_amount in rupees lakhs
31-08-2024
TransUnion CIBIL Limited
Private Sector Banks
Kotak Mahindra Bank
Defaulters of Rupees 25 Lakhs and above
63
2385491.96
defaulters in absolute number, outstanding_amount in rupees lakhs
31-08-2024
TransUnion CIBIL Limited
Private Sector Banks
Karur Vysya Bank Ltd.
Defaulters of Rupees 25 Lakhs and above
62
59934.74
defaulters in absolute number, outstanding_amount in rupees lakhs
The date as of which the wilful defaulter figures are reported, typically the last day of the reporting month.
credit_bureau
String
1
14694
The credit bureau that compiled and supplied the wilful defaulter information.
credit_institute_type
String
10
14694
The category of credit institution reporting wilful defaulters, such as nationalised banks, private sector banks, or small finance banks.
credit_institute_name
String
209
14694
The name of the specific bank or financial institution reporting the wilful defaulter data.
category
String
2
14694
The exposure-size classification of wilful defaulters based on the amount owed, such as defaulters of rupees 25 lakhs or 1 crore and above.
defaulters
Int64
1315
14694
The count of wilful defaulters reported by the institution for the given date and category.
outstanding_amount
Float64
9676
14694
The total outstanding amount owed by wilful defaulters, expressed in rupees lakhs.
units
String
1
14694
The unit of measurement for the reported figure, either the number of defaulters or the outstanding amount in rupees lakhs.
notes
String
1
0
Optional remarks or additional information pertaining to the data record.
Citation
Ministry of Finance. (2026). Wilful Defaulters: Year-, Month-, and Credit Institution-wise Number of Wilful Financial Defaulters of Rupees 1 Crore, 25 Lakhs and above, and the Outstanding Amount, as per Data from CIBIL [Data set]. Dataful. https://dataful.in/datasets/20588